We all love our Iphones, and let’s me honest, if it went missing, it would be like losing a leg! Some of us were even lucky enough to get one for Christmas.

So, with the Iphone still costing an arm and a leg (not the one you lost!) it is important that you have adequate insurance to cover it should it get broken, or lost. That’s where Better Buy Insurance comes in. My last phone provider quoted me £14 a month for insurance cover for an Iphone 4…..so that gives you a benchmark for the prices below!

Better Buy Insurance is a specialist Mobile Phone Insurance Website that offers 12 MONTHS IPHONE INSURANCE FOR JUST £19.99. The cover is also available on all other Mobile Phones.

Better Buy Insurance is a brand of Loyal Insurance Services Ltd and we have been providing Mobile Phone Insurance for over 6 years.

We offer three products in total which protect the customer for 12 months. The £19.99 policy covers accidental damage. The £39.99 policy covers accidental damage, theft, unauthorised calls and overseas cover. The £49.99 policy covers the same as the £39.99 policy PLUS LOSS.

Alternatively, you can try Insurance2Go

Insurance2go offers great value, comprehensive insurance on Mobile Phones, iPhones, Laptops, iPads and Tablets.

Customers can insure their Mobile Phone or iPhone for just £3.99 a month and there are big discounts for customers who pay upfront for 12 months. Laptops can be insured from just £30 a year and iPads from just £4.72 a month.

Although landlords don’t live in their rental property, it can still be important for them to protect their investment with Landlords Insurance.

It’s a common misconception that standard home insurance will sufficiently cover a rental property; when in most cases it won’t. This is because owning a rental property carries with it additional risk including being liable for accidents of injuries sustained in the property. If you’re looking to protect your buy to let investment then it’s important to consider these factors when shopping for insurance.

Landlords may also wish to protect themselves from accidental damage caused by their tenants. Even the most carefully chosen tenants could pose a risk to the landlord’s property as accidents can and do happen. That’s why Simple Landlord Insurance make it easy to tailor your policy to get the cover you need. They do this by offering cover for a wide range of tenant types, including DSS and Students. Simple even offer bespoke policies (and discounts) for customers with a portfolio of rental properties.

When deciding on your insurance requirements, you may want to consider a number of things including:

1) Whether you just want to insure your building structure, property contents, or both
2) The amount (excess) that you’re willing to pay if you need to make a claim
3) Whether you require additional cover; e.g to protect against loss of rent

Because every landlord and property is different, Simple Landlords Insurance offer a series of additional cover options to help you get the policy that’s right for you. This can include up to £2 million Buildings Insurance Cover, up to £75,000 Contents Cover and Landlords Legal Liability with £2 million cover as standard.

It takes less than 2 minutes to get a quote from Simple Landlords Insurance. And it’s easy to set up your policy online or over the phone. They can even start your cover immediately so your property’s protected.
Once you’ve arranged your cover with Simple Landlords Insurance, it’s easy to manage your policy online 24 hours a day 7 days a week. Need to print off a copy of your policy schedule? Or upgrade your cover at 2am? No problem, it’s easy to do via the Simple Landlords Insurance website secure customer area. And if you prefer to manage your cover over the phone then their friendly UK Call Centre team are only a call away.

A brief video explaining some of the main features of home insurance policies, and how they meet the needs of the customer.

When it comes to renewing your home insurance, the thought of having to fill out huge forms or speaking to an insurance company over the telephone can be off-putting, especially if you’re calling a premium rate number. The thought of just renewing your current home insurance policy to make your life easier is tempting, but you should think again if you want to save some money. Insurance companies will often offer great deals for new customers as they know that most people don’t bother to shop around and will just stay with the same provider each year.

Other than shopping around to find the best quote, there are other things that you can do to save money on your premiums.

To lower the risk of making a claim, you should protect your home from theft. This can be done by changing the locks to your home if you have lost your keys or have just moved in, as you never know who has access to your home. You should make sure you get an alarm system fitted in your house. Approved burglar alarms can also reduce premiums with some companies. Another idea is to get switch lights for your home, to give the impression that someone is at home when you are away, or even at night time.

Only pay for the insurance cover that you actually need. When purchasing your home insurance, it’s always easy to get talked into buying extras such as 24 hour emergency cover, legal protection, garden cover, accidental damage cover and other add-ons you don’t need. You could also increase your voluntary excess to lower the overall premium.

Don’t be tempted to let your current home insurance automatically renew. In some cases, there is no reward for brand loyalty so it’s worth shopping around to get a better deal.

Winter tyres are fitted during the winter months when road conditions deteriorate, helping to provide more grip in snowy conditions. It has been reported this week, that those people who are fitting the “safer” tyres are actually being charged a higher premium by their car insurance companies!

So why is that?

Well, for those Boy Racer’s out there, you will know that when you modify your vehicle in any way, such as tin can exhausts, ironing board spoilers, and 9000 watt speakers, you have to inform your insurance company, and then the premiums generally go up.

So, next step?

The Association of British Insurers have said that the insurance companies shouldn’t really be charging extra if people are fitting winter tyres, and are getting them done at a qualified and reputable garage.

If you are advised by your insurance company call centre staff that you will be charged a premium, then it is recommended that you contact the companies head office.

Source: http://www.bbc.co.uk/news/business-11969958

In order to aid those who are looking for car, van, or home insurance, and have never come across our furry meercat friend, I thought I would tell you a bit about Comparethemarket.com

comparethemarket.com is a leading price comparison website that lets you easily compare quotes for various products including car, home and van insurance.

With one simple form to complete, Comparethemarket.com compares over 400 car insurance prices from leading providers so you can receive a quote in minutes. In fact, 98% of visitors could save money on their car insurance and 99% could save on their home insurance too! *

Comparethemarket.com are constantly reviewing and updating prices so you get the best price and exclusive deals- take a look today and see how we can help you save!

So, what are you waiting for? Get a quote

*Based on Online independent research by Consumer Intelligence during November 2010.